Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Archive for November 10th, 2009

Fourth Day of Accounting

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The 10th of the month has arrived already and with it comes my fourth day of accounting.

Total Black: $64.23

Here’s the Breakdown:

Primary Checking: $0.06
Secondary Checking: $0.00
Savings: $0.00
PayPal Account (Personal): $0.22
PayPal Account (Blog): $0.00
Amazon Payments Account: $0.00
Mutual Funds Account: $63.95

FICO Score 497

Total Red: $230,977.94

Here’s the breakdown:

Credit Card Debt

MasterCard: $5,813.86
Visa: $8,268.35
Visa: $5,737.47
American Express: $2,398.31
Raymour & Flanagan Credit Line: $5,903.91

Student Loan Debt

Federal Stafford Loans: $96,810.17
Private Student Loans: $33,840.63

Back Taxes

IRS (2007): $1,280.08
IRS (2008): $27,952.00
NY State (2008): $0.00

Other Loans

My mother: $42,973.16

Total black this month is abysmal.  Keep reading . . .