Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Archive for June 10th, 2010

Eleventh Day of Accounting

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Total Black: $844.57

Here’s the Breakdown:

Primary Checking: $323.89
Secondary Checking: $115.85
Savings: $9.46
PayPal Account (Personal): $395.37
PayPal Account (Blog): $0.00
Amazon Payments Account: $0.005
Mutual Funds Account: $0.00

FICO Score 502

Total Red: $240,126.52

Here’s the breakdown:

Credit Card Debt:

Master Card: $4,505.33     [down $1,125.21 from August 2009]
Visa: $7,649.67     [down $213.00 from August 2009]
Visa: $4,912.54     [down $154.42 from August 2009]
American Express: $2,325.36     [down $42.04 from August 2009]
Raymour & Flanagan Credit Line: $6,340.68     [up $692.93 from August 2009]
Saks Fifth Avenue Credit Card: $412.23     [not listed in August 2009]

Student Loan Debt:

Federal Stafford Loans: $94,504.20     [no change from August 2009]
Private Student Loans: $31,664.44     [down $2,504.06 from August 2009]

Back Taxes:

IRS (2007): $1,438.11     [down $792.49 from August 2009]
IRS (2008): $28,275.80     [up $797.07 from August 2009]
IRS (2009): $2,840.00     [not listed in August 2009]

NY State (2008): $0.00    [down $2,846.59 from August 2009]
NY State (2009): $2,785.00     [not listed in August 2009]

Other Loans:

My mother: $49,473.16     [up $9,473.16 from August 2009]
My sister: $3,000.00     [not listed in August 2009]

This month—for the first time—I decided to compare the changes in the numbers from August 2009 when I first posted my stats, back in Day of Accounting.  Looking at everything laid out like this really brings the reality home.  Keep reading . . .

Written by Laid-off Lawyer

June 10, 2010 at 22:51