Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Cleaning House

with 7 comments

Total Black: $6.71
Total Red: $245,565.03

Total black is down.  As is total red.  I opted to send about $175 to my mother, as discussed in Supplemental Day of Accounting.  It’s a small amount.  A drop in that proverbial bucket considering the sizable amount I’ve borrowed from her.  But it’s important that she know that I’m committed to paying her back.  

I spent today cleaning.  One frustrating element of life down here is the quantity of insects.  They must get through the screens.  And with having the doors and windows open nearly all day, dust accumulates.  With two cats, so does cat fur.  So, instead of going in to the office today—I opted to clean house.  And in between I finally brought all my posts up-to-date and current.

In so doing, I realized that my efforts have lost ground a bit this past month.  A major setback for sure.   In fact, the posts of the past few days, namely Eleventh Day of Accounting and Supplemental Day of Accounting—and perhaps even At Attention—have all brought home how much and how little progress I’ve made since starting this project.  So I think it’s also time to clean my financial house.

Tomorrow I will post a breakdown of my monthly finances.  I know my annual salary.  Plus the mandatory 8% that will be removed because of forced payments into a government employee’s retirement fund.  The law clerks are trying to get themselves exempt since we cannot work the mandatory twenty years to quality for the benefits.  The amount withheld will be refunded once we finish our clerkship but losing $160 a paycheck makes a significant difference.  I know how much I’m expected to pay to the IRS each month.  I know my monthly rent.  I can figure out my credit card payments.  I know student loan payments for the month.  So I’ll be able to lay it all out and see the math.

An important step to clearing the financial clouds from my mind.

Written by Laid-off Lawyer

June 26, 2010 at 23:59

7 Responses

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  1. I’m glad to see you’re going to post your monthly finances. Back when I was in financial chaos, I was shocked at my own numbers.

    I enjoy reading your story, and find the various twists and turns fascinating. You do a good job of illuminating the connection between financial issues and everyday life – the whole Miami episode probably would have been quite different if you had access to money or credit.

    govtlawyer

    June 27, 2010 at 08:17

  2. Nice job with the updates.

    Donnelly

    June 27, 2010 at 08:24

  3. Just a thought and I guess its too late now: Your anonymity is very vulnerable as I see it. It’s one thing to be a laid off temporary attorney in Manhattan, it’s another to be 34, white, and have just started clerking for a federal judge in St. Croix. I suspect there aren’t too many federal judges there (maybe 1 or 2).

    A reporter doing a story on law school employment issues could uncover your identity, and then you’d be in the situation of asking yourself whether you’re comfortable with anything you’ve written on your blog being a headline (sorry, I haven’t read every word so I can’t advise).

    Also, I’m wondering if you have a preference for interracial dating (sorry if that’s too personal)…if you do I’m sure you could make a big success on St. Croix after your internship.

    All the best and I hope these comments are helpful.

    Concerned

    June 27, 2010 at 10:12

  4. Concerned makes a very valid point about your anonymity.

    If you end up making your blog private, please consider this my request for an invitation to keep following you. Two blogs that I followed abruptly went private and I’m bummed that I can’t follow them any more; I’ve learned a lot from reading about how people deal with issues which I like to acknowledge by commenting.

    govtlawyer

    June 27, 2010 at 12:19

  5. Ah . . . you’d be surprised at the number of white guys from New York down here. Clerking too. 😉 Even judges down here have pilfered from all us “laid-off lawyers” in the larger New York area. But no worries. We have a plethora of judges to choose from. We have federal judges: trial and magistrate and then superior court judges: trial and magistrates; and also supreme court judges. We also have bankruptcy judges too. I can’t imagine anyone really trying to blow my cover. What for?

    But no, nothing that I’ve written worries me. I’d stand by it whether anonymous or not. The primary reason I opted for “anonymous” blogging rather than identified was out of concern for my financial data. Not career. I didn’t want identity thieves to be able to call Bank of America with my current balance, for example, and run amok with it. That, and a concern about people’s treatment of others struggling with debt. A quick glance at comments to any number of posts will show the validity of that concern. And, besides, people like “anonymous” more so than known, it seems.

    Laid-off Lawyer

    June 27, 2010 at 12:32

  6. Same here.

    Donnelly

    June 27, 2010 at 12:39

  7. Hmm . . . going private would be a good revenue source: subscription money. 😉 But no, I don’t have any plans for that yet. Besides. People would just post the password somewhere else on the net.

    Laid-off Lawyer

    June 27, 2010 at 12:40


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