Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Posts Tagged ‘average Joe

Just Your Average Joe?

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So, at the outset, here are today’s stats:

Total black: $513.94 ($500 of which is sitting in a separate checking account for an un-cashed check)
Total red: $227,392.05

Black change: -$8.51 change
Red change: unknown

My bank provides software that shows your net worth, based, of course, on the accounts you link to it.  So, going forward, I’m just going to use that number each day to represent my total debt load.  I must note, however, that that number does not include approximately $8,000 my mother is carrying on a credit card I borrowed.  Add that into the number above and you get closer to the approximately $235k quoted yesterday.  Another point: the total red includes the $40,000 I borrowed from my mother, but since it came from a line of credit taken on her home, the monthly fees and charges added won’t be reflected.  Getting an exact number would require my mother giving me the account numbers, then setting up online banking profiles, and syncing my bank with those other sites.  I’ll broach the subject with her, but for now, we’re just going to use the number provided by my bank’s net worth software.  And, at this rate, what’s a couple thou’ difference anyway, eh?

As for today’s blog.  Well . . . morning has clearly past.  Breakfast and then a telephone call with someone who wasn’t looking for me (odd serendipity, or just plain weird, given that the voice mail came through the day after initiating this blog.  I’ll post more on that  at a later date if it materializes into something.  But why average Joe?  Am I an average Joe?  I suppose a bit of the back-story is need here. Keep reading . . .