Confessions of a Laid-off Lawyer

Just Your Average Joe Blogging Away His Debt—In One Year or Less

Posts Tagged ‘Germany

Cold Feet

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Total Black: $235.60
Total Red: $226,342.25

As I walked home tonight from the contract attorney position, I started thinking about the opportunities I may soon be presented with.  Well . . . resumed thinking about them might be more accurate as I’ve not really been able to stop masticating over them.  But tonight a few coincidences occurred that caused me to think about things a bit differently. Keep reading . . .

The Powerful Process of Gratitude

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Total Black: $63.41
Total Red: $230,611.32

Between interviews with temporary attorney staffing agencies today, I took time in the afternoon to read a bit more of the The Secret by Rhonda Byrne.  I’ve been reading a bit each night before bed in an effort to finish the book.  This afternoon I got as far as the first few pages of the chapter titled “Powerful Processes” before I got too antsy and had to leave.  Perhaps because I was reading the book on my iPhone in a Barnes & Noble cafe on Fifth Avenue.  The first process the book discusses is the power of gratitude.  This morning I had a brush with gratitude as I awoke.  Unemployment benefits did not come through today as they should have.  Luckily, I received a donation of fifty dollars.  My second donation and it came from the same person as before.  I owe him much, particularly today, because without that donation, I wouldn’t have been able to pick up my suits from the dry cleaner.  I would have had to wear something nice, but clearly not appropriate for an interview.  Explanations and apologies may have helped, but they wouldn’t have erased first impressions left by me arriving in cargo pants.  So, I thought I’d take the opportunity to note my gratitude to my benefactor, if you will, as well as in general. Keep reading . . .

Just Your Average Joe?

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So, at the outset, here are today’s stats:

Total black: $513.94 ($500 of which is sitting in a separate checking account for an un-cashed check)
Total red: $227,392.05

Black change: -$8.51 change
Red change: unknown

My bank provides software that shows your net worth, based, of course, on the accounts you link to it.  So, going forward, I’m just going to use that number each day to represent my total debt load.  I must note, however, that that number does not include approximately $8,000 my mother is carrying on a credit card I borrowed.  Add that into the number above and you get closer to the approximately $235k quoted yesterday.  Another point: the total red includes the $40,000 I borrowed from my mother, but since it came from a line of credit taken on her home, the monthly fees and charges added won’t be reflected.  Getting an exact number would require my mother giving me the account numbers, then setting up online banking profiles, and syncing my bank with those other sites.  I’ll broach the subject with her, but for now, we’re just going to use the number provided by my bank’s net worth software.  And, at this rate, what’s a couple thou’ difference anyway, eh?

As for today’s blog.  Well . . . morning has clearly past.  Breakfast and then a telephone call with someone who wasn’t looking for me (odd serendipity, or just plain weird, given that the voice mail came through the day after initiating this blog.  I’ll post more on that  at a later date if it materializes into something.  But why average Joe?  Am I an average Joe?  I suppose a bit of the back-story is need here. Keep reading . . .